Apple Upgrade — New Program With Klarna for Leasing iPhones, Macs, iPads, and More for Near-Zero Interest

Apple Newsroom: Apple today announced Apple Upgrade , a new product leasing program provided by Klarna for iPhone, Apple Watch, Mac, and iPad available on the Apple Store online, in the Apple Store app, and at Apple Store locations in the United States. Apple Upgrade makes it even easier for customers to get the Apple products they love with a leasing plan that is right for them. [...] Apple Upgrade offers 12- and 24-month leasing options for iPhone and Apple Watch, and 24- and 36-month leasing options for Mac and iPad. Leasing prices start as low as $17.99 per month for iPhone, $11.99 for Apple Watch, $24.99 for Mac, and $11.99 for iPad. When customers first enroll in Apple Upgrade, they can further lower their monthly lease payments by trading in their currently owned device through Apple Trade In . Customers can also earn 3 percent Daily Cash back when making their lease payments with Apple Card. Michael Tsai , quoting Juli Clover at MacRumors: Juli Clover : The payoff amount is the difference between what was paid during the leasing period and the retail price of the device, minus any remaining trade-in credits. Klarna is not charging a fee for the leasing program, so an iPhone that’s $1,099 can be leased and then purchased for $1,099 with no extra cost beyond taxes. I guess this means that, for a bit of hassle, you can essentially buy the device for the list price at 0% interest. If you’d rather lease or buy over time, this seems like as good a deal as you could hope for, without any catches. ★

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Uploaded Jul 29, 2026

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